Ambulance Cover

[Limey]

Hi All,



I've been looking at quotes for ambulance cover and am surprised by the difference in prices.



I have one quote from Ambulance Victoria for $120 p.a and another from HBA for $46.80 p.a.



What questions should I ask the provider concerning cover? There are two important factors that need mentioning:



My wife is pregnant

We will be moving out to sunny Wyndham Vale soon. Will there be a 'catchment area' type of cover?



Which provider do you recommend and why?



Thanks,



David.